Balance:
The balance owed as of the date the account was verified or reported
Original Charge Off:
If applicable, the amount charged off due to non-payment of the account
Credit Limit:
The maximum amount of credit approved by the creditor on the account
Past Due:
The amount past due as of the date the account was verified or reported
Date Opened:
The date the account was opened
Pay Status:
The current status of the account; how you are currently paying. For accounts that have been paid and closed, sold or transferred, it represents the last reported status of the account.
High Balance:
The highest amount ever owed on an account
Remarks:
If applicable, the creditor may provide additional information here related to the account
Last Payment Made:
The date the creditor received the last payment on the account
Responsibility:
The type of contractual ownership(individual, joint, authorized user, etc.) of the account
Maximum Delinquency:
If applicable, the maximum amount past due before an account becomes a charge-off or a collection account
Terms:
The monthly payment amount or monthly minimum payment due on the account
Historical Trended Data